What is the minimum loan amount at Capital Finstech?

The minimum loan amount is ₹50,000 and maximum is ₹20,00,000.

What is the interest rate on personal loans?

Personal loan interest rates start from 7.99% per annum and go up to 12% p.a. based on your credit profile.

Is Capital Finstech an RBI registered NBFC?

Yes, Capital Finstech is a Non-Banking Financial Company (NBFC) registered with and approved by the Reserve Bank of India (RBI).

How long does loan approval take?

Loan approval can happen in as little as 2 minutes for eligible applicants. The entire process is 100% digital.

What documents are needed for a personal loan?

You typically need Aadhaar card, PAN card, last 3 months' bank statements, and salary slips or ITR (for self-employed).

What is the maximum repayment tenure?

Repayment tenure ranges from 12 months to 120 months (10 years) depending on the loan type.

Capital Finstech | Personal Loan up to ₹20 Lakh – Quick Approval, Low Interest

Get Personal Loan
up to ₹20 Lakh

Apply online with a simple, secure process — enter your details, complete verification, and continue your loan application with confidence.

2 Min Approval Low Interest Rates 100% Digital

Apply Loan in 2 Minutes!

100% Digital · No Branch Visit Needed

50,000+Happy Customers

₹500 Cr+Loans Disbursed

7.99%Interest Starting From

2 MinApproval Time

RBIRegistered NBFC

Flexible Loan Options

Services We're Offering

Personal Loan

from 9%*

Up to ₹20 Lakh, 60 months tenure

Business Loan

from 10%*

Working capital & expansion

Home Loan

from 8.5%*

Up to 30 years tenure

Loan Against Property

from 9%*

High value, long tenure

Education Loan

from 8%*

India & abroad studies

Car Loan

from 9.5%*

New & used vehicles

How to Apply for a Loan

Get your personal loan approved in 4 simple steps

Fill Application

Enter basic details in the form above

Document Verification

Upload KYC & income proof online

Loan Approval

Get decision in as little as 2 minutes

Amount Disbursed

Funds directly to your bank account

Loan Eligibility Criteria

Check if you qualify for a Capital Finstech loan

Salaried Individuals

Age 21 – 58 years
Min monthly salary ₹20,000 net
6+ months with current employer
CIBIL score 700+ preferred

Self-Employed

Age 25 – 65 years
Business operational 2+ years
Valid ITR & bank statements
CIBIL score 680+ preferred

Documents Required

Aadhaar Card

PAN Card

Salary Slips (3 Months)

Bank Statements

Aadhaar & PAN

ITR (2 Years)

Bank Statements (6 Months)

Business Registration

Promoter KYC

Audited Financials

Current Account Stmts

GST Returns

Your Trusted Partner

Transparent, responsible and flexible loan solutions

Loan Amount

₹50,000 – ₹20 Lakh

Interest Rate

7.99% – 12% p.a.

Repayment Tenure

12 – 120 Months

✔ Transparent Policies

No hidden costs

✔ Flexible Repayment

Choose EMI as per budget

✔ RBI Compliant

Licensed NBFC

EMI Calculator

Plan your loan repayment

Loan Amount (₹)Interest Rate (% p.a.)Loan Tenure (Years)

Monthly EMI

₹ 0

Total Interest: ₹ 0

Total Payable: ₹ 0

Customer Stories

★★★★★

Loan of ₹5 lakh approved within 2 hours. Zero paperwork, fully digital. Highly recommended!

Rajesh Kumar
Delhi

★★★★★

Best interest rates and quick disbursal. Team was supportive throughout.

Priya Sharma
Mumbai

★★★★☆

Transparent process, no hidden charges. EMI was very affordable.

Amit Verma
Bangalore

Frequently Asked Questions

What is the loan amount range?

Minimum ₹50,000 up to ₹20,00,000 for personal loans. Business & home loans have higher limits.

What is the interest rate?

Starting from 7.99% p.a. up to 12% p.a., based on credit score and profile.

Is Capital Finstech RBI registered?

Yes, we are an RBI registered NBFC fully compliant with all regulations.

How fast is approval?

Initial approval in 2 minutes, disbursal within 24-48 hours after verification.

RBI Registered NBFC

Bank-Grade Security

Fair Practices

Ready to Apply?

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Get Personal Loanup to ₹20 Lakh